Privacy Policy & 'Terms and Conditions of Use'
Terms and Conditions of Use
This Privacy Policy applies to information and services offered on the web site maintained by Zee Financial Services Pty Ltd (ABN
49 104 875 103) ("ZEE"). Please read this Privacy Policy carefully before using
the ZEE web site. You acknowledge that by using our web site, you agree to the
Disclaimer and this privacy policy.
ZEE may from time to time amend, update or change this website including
these 'terms and conditions of use' without prior notice so please revisit this
page occasionally. The amended Privacy Policy will apply between us whether or
not we have given you specific notice of any change.
The website being operated now is
www.zeefinancial.com
General Disclaimer
ZEE is not liable to you or anyone else for any loss suffered in connection
with the use of this website or a linked website. This general disclaimer is not
restricted or modified by any of the following specific warnings and
disclaimers.
Important Disclaimer
We are neither financial services intermediaries nor do we offer financial
advice. If you follow any link to an outside financial or non financial service
provider from our website, please read any 'Financial Services Guide', 'Product
disclosures", 'policy details' or other documents available on their
website before deciding whether to buy or hold the product. Please also obtain
advice as to the appropriateness of obtaining these products having regard to
your objectives, financial situation and needs. All prices quoted may include a
referral fee for Zee Financial Services Pty Ltd.
Warranties
To the extent permitted by applicable law, all representations, warranties
and other terms are excluded other than as required by law. You must
ensure that your access to this website is not illegal or prohibited by laws
which apply to you or in your location.
We believe the information herein are accurate and reliable, but no warranty
of accuracy or reliability given. ZEE assumes no liability for the use of any
information posted here or for the use of any product described here. ZEE makes
no representations or warranties and accepts no responsibility for the accuracy,
completeness, content or use of the information accessible via this website or
any website with which it is linked.
No Liability
ZEE is not liable to you or anyone else if interference with or damage to
your computer systems occurs in connection with use of this website or a linked
website. You must take your own precautions to ensure that whatever you select
for your use from this website is free of viruses or anything else (such as
"worms" or "Trojan horses") that may interfere with or damage the operations of
your computer systems.
"No Advice Warning"
For the purpose of the Corporations Act (2001), ZEE and its authorised
representatives do not give advice on a particular finance or mortgage product.
Reference to any banking product like "offset Account" or "Line of Credit" etc.
is incidental to finance broking business. Before making any investment
decision, you need to consider with or without the assistance of a financial
advisor, whether the same is appropriate in light of your particular investment
needs, objectives and financial circumstances.
Disclosure
In order to comply with the Corporations ACT (2001), we wish to state that
the directors and staff of ZEE and our authorised representatives do not have a
material interest in the finance loans and other financial accounts, although
they may earn commissions or brokerage.
Copyright
This website is our copyright property, Zee's intellectual property and
subject to copyright. Other than for the purposes of and subject to the
conditions prescribed under the Copyright Act 1968 (Commonwealth of
Australia) and similar statutes that apply in your location, you may not, in any
form or by any means:
adapt, reproduce, broadcast, decompile, disassemble, download, copy, store,
distribute, transmit, print, display, perform, publish or create
derivative works from any part of this website; or commercialise any
information, products or services obtained from any part of this website,
without ZEE's prior written consent.
Linked Sites
Some advertisers or web sites that have links on our site may collect
personally identifiable information about you when you access or utilise those
links. ZEE does not control the collection or use of such information, and the
practices of those advertisers or websites are not included in this Privacy
Policy. You will need to contact or review those websites directly to ascertain
their privacy standards, policies and procedures. Further, ZEE is not
responsible for any information or opinion published on any website linked to or
from this website.
Up to date information
ZEE does not undertake to keep this website updated. ZEE is not liable to you
or anyone else if errors occur in the information on this website or if that
information is not up to date.
Our Use of Cookies
You agree for us to use cookies on your browser. Cookies are pieces of
information that a web site transfers to your computer's hard disk for record
keeping purposes. If you do not wish to receive any cookies you may set your
browser to refuse cookies.
Your information
You agree that if you submit your personal information to us, we may create a
database record about you. ZEE may collect some personal information when you
initially access our site. We may ask for your name, e-mail address and post
code. The more information you share with us, the better we are able to enhance
your experience on our site.
What do we do with your information?
The information we collect may be used to provide such capabilities as
personalised services. We may also occasionally contact you with
information regarding latest products and services in finance industry. If you
do not want to receive any of this information, just contact us at
info@zeefinancial.com
Once you have told us you no longer wish to receive information about our
products and services, we will not send you any further material. You can
however, change your mind about receiving information about our products and
services at any time - either way, you just need to let us know.
Storage and security of your personal information
ZEE will endeavour to take all reasonable steps to keep secure any
information, which we hold about you, and to keep this information accurate and
up to date. Our employees and data processors are obliged to respect the
confidentiality of any personal information held by ZEE. However, as we cannot
guarantee the security of communications over the Internet, we cannot give an
absolute assurance that your information will be secure at all times. ZEE will
not be held responsible for events arising from unauthorised access to your
personal information.
Sharing of your information
ZEE does not sell, rent, or trade your personal information with others. ZEE
may disclose your personal information in certain circumstances.
Some examples of parties outside ZEE to whom we may disclose your personal
information and the reason for disclosure are:
Accessing Personal information held
If at any time you want to know what information we hold about you, you
are welcome to request your personal information by emailing us at
info@zeefinancial.com. To change and
correct personal information that is inaccurate or out of date or to have
personal information deleted, please let us know in the same manner, and we will
take reasonable steps to correct or delete your personal information unless we
need to keep it for legal reasons.
What to do if you have a problem or question
If ZEE becomes aware of an ongoing concerns or problems with areas on our
website, we will take these issues seriously and work to address these concerns.
If you have any further queries relating to our Privacy Policy, or you have a
problem or complaint, please email us at
info@zeefinancial.com or call us at (07) 5597 4438.
Indemnification
You agree to fully indemnify and hold ZEE harmless from any claim, cost,
demand or damage (including legal costs on a full indemnity basis) incurred or
which may be incurred arising from a breach by you of these Terms and Conditions
of use.
Waiver
ZEE's failure to exercise or enforce any one or more of its rights under
these Terms and conditions of Use will not constitute a waiver of such rights
unless such waiver is granted by ZEE in writing.
Governing Law
These Terms and Conditions of Use will be governed and interpreted in
accordance with the laws of Queensland. The parties submit to the non-exclusive
jurisdiction, that or those provisions will be:
Interpreted in that jurisdiction, as nearly as possible, to reflect the
intentions of the parties' and if necessary to maintain the effectiveness of
these Terms and Conditions of Use, be severed for the purposes of that
jurisdiction, with the remaining provisions remaining in full force and effect.
More Information
For more information about privacy in general, you can visit the Federal
Privacy Commissioner's website www.privacy.gov.au
